Financial Planning Strategy

Cornerstone of Financial Planning

  • Cash Managment & Liabilities

    • Cash Flow

    • Cash reserve

    • Cash Management Options

    • Debt Management

    • Home Purchase/Refinance

    • Upcoming Large Expenses

  • Investments

    • Risk Tolerance Assessment

    • Small Employer Sponsored Retirement Plans

    • Traditional IRA/Roth IRA

    • Brokerage Accounts

    • Education Savings Accounts/529 Plans

    • Guaranteed Income Solutions

  • Protection

    • Home/Auto/Umbrella

    • Disability Income*

    • Long-Term Care Insurance*

    • Life Insurance

    • Beneficiary Reviews

    *Availability varies by carrier & state

  • Tax & Estate Planning Strategies

    • Partner with CPA/Attorney

    • Tax management Strategies

    • Roth Conversions

    • Wills/Trusts

    • Power of Attorney

    • Healthcare Directive

    • Legacy Planning

    • Business Continuation

It’s Never Too Early or Too Late to Create a Solid Financial Foundation

Many times, financial planning strategies are put off because individuals just don’t know where to start. We understand, and that’s exactly why we’re here.

We’ll help you understand what you have and guide you through the options available.

Financial Planning Process

  • Define the Relationship

    This is where connect 1 on 1 to discuss your objectives and concerns. As well as the process, expectations and fees.

    Client Completes financial profile

  • Establish Goals

    This is where we begin prioritizing to develop specific and measurable goals and uncover the “why” behind the numbers.

    Financial Planner begins analysis.

  • Analysis Meeting

    We verify the plan data and highlight any areas of concern or opportunity. We connect about the data and collaborate to develop “what if” scenarios.

    Financial Planner develops custom recommendations & action plan.

  • Plan Review

    Together we review custom recommendations & strategies. We review the action plan and answer any questions that may arise. We chart specific, time sensitive path for achieving financial goals.

  • Implementation & Monitoring

    Act on recommendations according to the timeline we established in our action plan. Together, we agree on future monitory strategies.

Financial Plan Monitoring Process

A financial plan can provide a comprehensive roadmap to help you meet your goals after a thorough evaluation of your current financial position. Many personal factors (i.e, birth of a child, new job, inheritance, new home purchase, retirement, marriage/divorce); or economic factors (i.e., stock market volatility, tax law changes, political/economic environment changes) could cause your current financial position to change.

If any of these changes occur or you would benefit from a regular review to confirm you’re on the right track, consider one of the following programs.

  • ANNUAL PLANNING

    Ensure you are on track and making the most of your financial resources by reevaluating your financial goals and circumstances every year.

  • ON DEMAND REVIEW

    Whenever necessary, we are always available to update your financial plan according to your current financial situation.

You always take care of everyone else’s needs. Have you thought about your own?

Mother, daughter, professional. You are someone who wears many hats. And it often seems like everyone else takes priority.

But what about your needs - particularly your financial life? At Jill Minette Financial Advisors, we understand. During a no-obligation meeting, I can assess your situation, evaluate your needs, and help provide solutions for you and your loved ones’ financial future.

We also offer insight on the products and services that may help you, no matter what your needs may be.

Building a Sound Financial Life

No matter where you are in life - just starting out, providing for a family, or planning for retirement - having a clear financial path can help give you confidence for the future. Let’s create a strategy that can help you meet your goals and overcome your challenges.

  • Investment & Retirement Planning

    Annuities

    IRAs and Educational IRAS

    Mutual Funds

    Managed Money Accounts

    SIMPLE IRAs and 401(k)s

  • Asset Protection & Risk Management

    Life Insurance

    Disability Income Insurance

    Long-Term Care Insurance

    Property & Casualty Insurance

  • Business Planning Needs

    Business Continuation Funding

    Executive Compensation Funding

    Key Person Insurance

    Non-Qualified Deferred Compensation

You have a choice to implement the recommendations in your financial plan on your own, with your Financial Planner or through another financial services professional. If you choose to implement your plan with your Financial Planner, he or she may sell other services and products to you in his or her capacities as (i) an investment adviser representative (“Advisor Representative”), (ii) registered representative of Pruco Securities, LLC, and/or (iii) a licensed insurance agent of Prudential (collectively “Prudential Representative”.)